Comments on: I am NEVER paying back my student loans (early) http://www.wellheeledblog.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/ Savvy Living Through Personal Finance Fri, 12 Mar 2010 08:28:37 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Moving into the automatic finance camp « Well-Heeled, with a mission http://www.wellheeledblog.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/comment-page-1/#comment-264 Moving into the automatic finance camp « Well-Heeled, with a mission Thu, 02 Jul 2009 02:29:18 +0000 http://wellheeled.wordpress.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/#comment-264 [...] couple of months because I forgot that I had made a previous payment that month. Because my loan is interest-free, there’s no point for me to pay ahead of [...] [...] couple of months because I forgot that I had made a previous payment that month. Because my loan is interest-free, there’s no point for me to pay ahead of [...]

]]> By: 25 Tips, Ideas, Resources for Paying Back Student Loans — Broke Grad Student http://www.wellheeledblog.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/comment-page-1/#comment-263 25 Tips, Ideas, Resources for Paying Back Student Loans — Broke Grad Student Mon, 08 Sep 2008 11:03:21 +0000 http://wellheeled.wordpress.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/#comment-263 [...] I am NEVER paying back my student loans (early) [...] [...] I am NEVER paying back my student loans (early) [...]

]]> By: livingalmostlarge http://www.wellheeledblog.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/comment-page-1/#comment-260 livingalmostlarge Thu, 04 Sep 2008 18:13:58 +0000 http://wellheeled.wordpress.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/#comment-260 Wonderful deal on the student loans. May I ask where you got it from? Wonderful deal on the student loans. May I ask where you got it from?

]]> By: deepak student loans http://www.wellheeledblog.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/comment-page-1/#comment-262 deepak student loans Sat, 02 Aug 2008 09:09:41 +0000 http://wellheeled.wordpress.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/#comment-262 These unsecured loans' features will also help you to build a budget and stick to it easily. When credit cards are included in a budget, the complexity increases because you have to foresee many things in order for the budget to be useful. Predicting ones behavior is complicated enough, if you have to predict market conditions and income variations in order to see if you will be able to meet credit card payments that keep changing as a consequence of a variable rate, things can get really complicated. These unsecured loans’ features will also help you to build a budget and stick to it easily. When credit cards are included in a budget, the complexity increases because you have to foresee many things in order for the budget to be useful. Predicting ones behavior is complicated enough, if you have to predict market conditions and income variations in order to see if you will be able to meet credit card payments that keep changing as a consequence of a variable rate, things can get really complicated.

]]> By: On Student Loans (again) « Stacking Pennies http://www.wellheeledblog.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/comment-page-1/#comment-261 On Student Loans (again) « Stacking Pennies Tue, 01 Jul 2008 16:30:50 +0000 http://wellheeled.wordpress.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/#comment-261 [...] if you can (go FB!). If you have “good” student loan debt, such as Well-Heeled’s zero precent interest, forever loan, you probably are not (unless you do it for the emotional payoff, which is fair). Mine is more [...] [...] if you can (go FB!). If you have “good” student loan debt, such as Well-Heeled’s zero precent interest, forever loan, you probably are not (unless you do it for the emotional payoff, which is fair). Mine is more [...]

]]> By: Boxing » I am NEVER paying back my student loans (early) Well-Heeled with a … http://www.wellheeledblog.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/comment-page-1/#comment-259 Boxing » I am NEVER paying back my student loans (early) Well-Heeled with a … Tue, 11 Mar 2008 08:17:22 +0000 http://wellheeled.wordpress.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/#comment-259 [...] Research more about this from here [...] [...] Research more about this from here [...]

]]> By: Almost positive: Q207 net worth « Well-Heeled: 20something money http://www.wellheeledblog.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/comment-page-1/#comment-258 Almost positive: Q207 net worth « Well-Heeled: 20something money Fri, 29 Jun 2007 02:54:03 +0000 http://wellheeled.wordpress.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/#comment-258 [...] Assets include cash and cash equivalents and investments. Liability is the $19,000 student loan that will be with me for a LONG time. [...] [...] Assets include cash and cash equivalents and investments. Liability is the $19,000 student loan that will be with me for a LONG time. [...]

]]> By: wellheeled http://www.wellheeledblog.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/comment-page-1/#comment-257 wellheeled Tue, 12 Jun 2007 04:19:07 +0000 http://wellheeled.wordpress.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/#comment-257 Single Ma - yeps, the loan is interest-free for all ten years of repayment, which is why I'm so excited. :) I got the loan from a private foundation, and when they told me, I had to ask them to clarify a couple times because I thought I heard wrong. "It's interest-free for the entire life of the loan? Right? RIGHT?" Single Ma – yeps, the loan is interest-free for all ten years of repayment, which is why I’m so excited. :) I got the loan from a private foundation, and when they told me, I had to ask them to clarify a couple times because I thought I heard wrong. “It’s interest-free for the entire life of the loan? Right? RIGHT?”

]]> By: Single Ma http://www.wellheeledblog.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/comment-page-1/#comment-256 Single Ma Tue, 12 Jun 2007 04:13:55 +0000 http://wellheeled.wordpress.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/#comment-256 Are you sure you understood them correctly? Subsidized does not mean interest free. Subsidized loans don't incur interest when you're in school OR during a deferment period. Unlike UNsubsidized loans, the interest accrues and capitalizes, which is then added to your principal balance - even when you're not in repayment status. However, even subsidized loans, once you enter repayment status, accrue interest. If what you say is correct, then congratulations! Although I've never heard of that before. More students should be getting "interest free" loans. Are you sure you understood them correctly? Subsidized does not mean interest free. Subsidized loans don’t incur interest when you’re in school OR during a deferment period. Unlike UNsubsidized loans, the interest accrues and capitalizes, which is then added to your principal balance – even when you’re not in repayment status. However, even subsidized loans, once you enter repayment status, accrue interest.

If what you say is correct, then congratulations! Although I’ve never heard of that before. More students should be getting “interest free” loans.

]]> By: M'Visha http://www.wellheeledblog.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/comment-page-1/#comment-245 M'Visha Sat, 05 May 2007 23:44:42 +0000 http://wellheeled.wordpress.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/#comment-245 I can't believe someone in these comments is paying 9.5% on their student loan! In the UK, we start paying back when we earn £15,000 or more and the rate is set at the CPI inflation rate (currently 2.8%) which is essentially interest-free I can’t believe someone in these comments is paying 9.5% on their student loan! In the UK, we start paying back when we earn £15,000 or more and the rate is set at the CPI inflation rate (currently 2.8%) which is essentially interest-free

]]> By: Best Debt Consolidation » Blog Archive » Festival of Under 30 Finances #21 http://www.wellheeledblog.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/comment-page-1/#comment-250 Best Debt Consolidation » Blog Archive » Festival of Under 30 Finances #21 Fri, 20 Apr 2007 13:05:52 +0000 http://wellheeled.wordpress.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/#comment-250 [...] explains why I am NEVER paying back my student loans (early) posted at Wanda - Even though I don’t have as good of deal as Wanda I share her sentiment. My [...] [...] explains why I am NEVER paying back my student loans (early) posted at Wanda – Even though I don’t have as good of deal as Wanda I share her sentiment. My [...]

]]> By: My Financial Journey » Festival of Under 30 Finances #21 http://www.wellheeledblog.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/comment-page-1/#comment-249 My Financial Journey » Festival of Under 30 Finances #21 Fri, 20 Apr 2007 11:58:42 +0000 http://wellheeled.wordpress.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/#comment-249 [...] explains why I am NEVER paying back my student loans (early) posted at Wanda - Even though I don’t have as good of deal as Wanda I share her sentiment. My [...] [...] explains why I am NEVER paying back my student loans (early) posted at Wanda – Even though I don’t have as good of deal as Wanda I share her sentiment. My [...]

]]> By: mapgirl http://www.wellheeledblog.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/comment-page-1/#comment-252 mapgirl Sun, 15 Apr 2007 21:28:34 +0000 http://wellheeled.wordpress.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/#comment-252 That is fantastic! Is there any way you can offer up more information about it so someone else might be able to get a similar opportunity? (Not me of course. I'M DONE!!!) That is fantastic! Is there any way you can offer up more information about it so someone else might be able to get a similar opportunity? (Not me of course. I’M DONE!!!)

]]> By: Zachary http://www.wellheeledblog.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/comment-page-1/#comment-251 Zachary Sat, 14 Apr 2007 00:12:43 +0000 http://wellheeled.wordpress.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/#comment-251 Not a bad deal at all! Not a bad deal at all!

]]> By: GradGirl http://www.wellheeledblog.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/comment-page-1/#comment-247 GradGirl Fri, 13 Apr 2007 22:27:45 +0000 http://wellheeled.wordpress.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/#comment-247 That's awesome! What a fab deal! That’s awesome! What a fab deal!

]]> By: Moneymonk http://www.wellheeledblog.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/comment-page-1/#comment-248 Moneymonk Fri, 13 Apr 2007 21:02:56 +0000 http://wellheeled.wordpress.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/#comment-248 anything interest free there is no need to rush to pay it. I consolidated my loans and I still pay interest about 3% Congrats on a interest free loan ! anything interest free there is no need to rush to pay it.

I consolidated my loans and I still pay interest about 3%

Congrats on a interest free loan !

]]> By: Krystal http://www.wellheeledblog.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/comment-page-1/#comment-246 Krystal Fri, 13 Apr 2007 05:31:39 +0000 http://wellheeled.wordpress.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/#comment-246 Wow, that's amazing! I wish I had a deal like that. I've been stuck with a 9.5% interest rate on my crappy student loan. Wow, that’s amazing! I wish I had a deal like that. I’ve been stuck with a 9.5% interest rate on my crappy student loan.

]]> By: Livingalmostlarge http://www.wellheeledblog.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/comment-page-1/#comment-254 Livingalmostlarge Thu, 12 Apr 2007 22:23:52 +0000 http://wellheeled.wordpress.com/2007/04/12/i-am-never-paying-back-my-student-loans-early/#comment-254 Wow awesome deal. Wow awesome deal.

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