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Monthly Archives: February 2008

Burrito Bliss

Tweet Since January 2008, I’ve only bought lunch at work TWICE. I think I spent ~$15 in all. Because I’ve been so good, I am going to get a giant Chipotle burrito (I am partial to the fajita burrito with extra corn salsa) tomorrow. And stuff my face. I. Can’t. Wait.

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Car, oh, car

Tweet Well, I thought that because I don’t have a car payment the cost of owning and operating a vehicle would be… I don’t know… LOWER? I’ve done a quick tally of all the costs associated with my car: Gasoline/parking: $150 a month Auto insurance: $125 a month Oil change/maintenance/repairs: $85/month Total: $150+$125+$85 = $360. […]

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Our budgets, ourselves

Tweet After being inspired by this early retirement extraordinaire, I decided to take a closer look at my budget to see if there is an area I can cut or trim. I operate on a $2,000/month budget – it’s a pretty good plan for ME. (I’ve followed it fairly well since the beginning of this […]

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Xtreme!! Retire at 30?

Tweet I just found this blog: http://earlyretirementextreme.com/. The title certainly is NO exaggeration! The author, Jacob, is a 30something PH.D. who lives in the Bay Area. According to his blog, he has consistently saved 70% of his net salary for several years, and have managed to have an extreme early retirement in his 30s. Wow. […]

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I just peeked at my accounts…

Tweet …and it appears that I have ~$20,000 in my retirement portfolio. All those new Roth IRA contributions helped, and the recent market uptick didn’t hurt, either. I’m done with anything $$$-related for the night.

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Money Story #3: Melbourne Girl in Melbourne, Australia

Tweet Here’s the first international 20something money story… about a 27-year-old living in the Down Under. I don’t have a blog, but I’ve been thinking of starting one when I have the time. So for practice, I thought I’d write my money story. I know your focus is on demography rather than geography, however my […]

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Buying the shoemaker instead of the shoes

Tweet A reader emailed moi for advice on how to get started investing in a Roth IRA. I was pretty excited that she thought of me (disclaimer: I am NOT a financial adviser). I don’t particularly talk about my investments on this blog (except to say that I DO invest) because investing is different for […]

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Okay, I admit it.

Tweet I live in an area with a very high cost of living. More specifically, I live in an area where I spend my commute sitting in traffic with BMW 7-series and Mercedes CLK’s. I maintain a $50,000 property liability insurance (far above the state-mandated minimum) because one dent on one of those babies will […]

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Money Story #2: Elizabeth in San Francisco

Tweet This is the story of “Elizabeth,” a 27-year-old who works in the IT field in San Francisco. I had to think long and hard before I decided to respond to the profile challenge for two reasons. The first being that I am not a very good writer and the second being that my story […]

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Friday the payday

Tweet YAY! The plan: $500 to Roth IRA and $550 to Money Market Fund. The rest will go to car insurance and credit card payment. Including the above contributions, I’ve put in $1,000 for the Roth IRA and $2,050 to the Money Market Fund. Granted, a grand of the MMF contribution were from pre-2008 earnings/savings, […]

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Money Story #1: Emily in Austin

Tweet This is the story of Emily Starbuck Gerson, a 23-year-old who lives in Austin, Texas, and works as an editorial assistant at CreditCards.com. Living without credit I grew up without much exposure to credit cards. My mom mostly wrote checks, and my dad (a criminal defense attorney) paid for everything in cash. I was […]

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Returning the literary love

Tweet Now that you have so graciously shared your recs with me, it’s my turn to return the literary love. Below are just some of the books that I love, and can read over and over again The Hours by Michael Cunningham: A flawless weaving of the lives of three women, all tied to the […]

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20something money stories: what's yours?

Tweet One of the best things I enjoy about writing a blog is to getting to hear other people’s stories, especially from young professionals like myself. And, inspired by My Open Wallet’s NYC profiles, I wanted to do something similar but to switch from a geographic focus to a demographic one. I’d like to invite […]

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Not a girl, not yet a woman

Tweet Thank you, thank you, thank you! I looked at all of your wonderful book recommendations, logged on to my library account, and immediately put about 5 of them on hold. Now I shall have lots & lots of new books to read!! This weekend I went home & had dinner with the family, and […]

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I love the public library

Tweet Using the public library is one of those standard personal finance advice – you know, get a library card & cut back on renting movies or buying books to save a bundle. That advice is almost trite, but it works. And I LOVE it! I frequent 2 libraries – one near work, and one […]

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Your book recommendations?

Tweet I grew up in a book-lovin’ family, and I am a book-lovin’ gal. (I’ve also been listening to alot of country lately… so pardon me for that country-esque line). Seriously – I’d like to ask for your recommendations on books to read. Books on my To Check Out List include: –> Ishmael – Daniel […]

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C.A.S.H. saves me cash

Tweet C.A.S.H. stands for Clothing, Accessories & Shoes Hiatus – yeah, I only came up with this oh-so-clever acronym a month AFTER I decided to go on the hiatus. Some things I’ve noticed so far: 1. I still browse online occasionally, but I don’t feel the urge to jump on “deals”. I’ve passed on $30 […]

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