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	<title>Comments on: Money is only money</title>
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	<link>http://www.wellheeledblog.com/2008/04/19/money-is-only-money/</link>
	<description>Savvy Living Through Personal Finance</description>
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		<title>By: Ashley</title>
		<link>http://www.wellheeledblog.com/2008/04/19/money-is-only-money/comment-page-1/#comment-1712</link>
		<dc:creator>Ashley</dc:creator>
		<pubDate>Thu, 24 Apr 2008 15:01:45 +0000</pubDate>
		<guid isPermaLink="false">http://wellheeled.wordpress.com/?p=672#comment-1712</guid>
		<description>I was in the same situation as you.  My husband and I had paid in full for our trip to Hawaii, when he got laid off.  Oh well....you gotta do what you gotta do.  Are we in financial trouble now?  Absolutely not!  Spending money on travel gives you more memories then a big-screen TV or new clothes.</description>
		<content:encoded><![CDATA[<p>I was in the same situation as you.  My husband and I had paid in full for our trip to Hawaii, when he got laid off.  Oh well&#8230;.you gotta do what you gotta do.  Are we in financial trouble now?  Absolutely not!  Spending money on travel gives you more memories then a big-screen TV or new clothes.</p>
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		<title>By: Jenn</title>
		<link>http://www.wellheeledblog.com/2008/04/19/money-is-only-money/comment-page-1/#comment-1714</link>
		<dc:creator>Jenn</dc:creator>
		<pubDate>Wed, 23 Apr 2008 20:15:58 +0000</pubDate>
		<guid isPermaLink="false">http://wellheeled.wordpress.com/?p=672#comment-1714</guid>
		<description>Aloha! I am a Hawaiian transplant (I moved to LA from Hawaii to attend school and haven&#039;t moved back yet) and I can definitely concur with all of your readers!

By taking advantage of a wonderful situation by staying with a friend you will get to see the best parts of Hawaii while saving money on ridiculous hotel prices. (Definite must-sees: Lanikai beach out by Kaneohe, eating at Waikoloa Shave Ice, I could go on forever . . . )

As for a food budget, if you plan on eating with your home-stay family and eating &quot;local&quot; food like Zippy&#039;s (think Denny&#039;s with loco mocos and spam musubis) you can definitely stay within budget for a week. However, if you decide to venture to some pricier spots (Alan Wong&#039;s on King Street is a favorite), you could blow more than half your budget in one meal. I would suggest letting your friend know ahead of time that you&#039;d much rather spend an evening cooking for her and her family and get a feel for what life is really like on the Islands. Otherwise they might feel obligated to take you to nice restaurants.

Omiyage (Japanese for gifts given when traveling) is a must. I would think something small, like a gift card, would be enough if you don&#039;t know them that well. Nordstrom&#039;s just opened in Honolulu - giving them a chance to splurge there might be a nice idea. I would also find something small while you are there to give them when you leave, just to thank them for their hospitality. They&#039;ll love having such a thoughtful guest!

And remember . . . have FUN!</description>
		<content:encoded><![CDATA[<p>Aloha! I am a Hawaiian transplant (I moved to LA from Hawaii to attend school and haven&#8217;t moved back yet) and I can definitely concur with all of your readers!</p>
<p>By taking advantage of a wonderful situation by staying with a friend you will get to see the best parts of Hawaii while saving money on ridiculous hotel prices. (Definite must-sees: Lanikai beach out by Kaneohe, eating at Waikoloa Shave Ice, I could go on forever . . . )</p>
<p>As for a food budget, if you plan on eating with your home-stay family and eating &#8220;local&#8221; food like Zippy&#8217;s (think Denny&#8217;s with loco mocos and spam musubis) you can definitely stay within budget for a week. However, if you decide to venture to some pricier spots (Alan Wong&#8217;s on King Street is a favorite), you could blow more than half your budget in one meal. I would suggest letting your friend know ahead of time that you&#8217;d much rather spend an evening cooking for her and her family and get a feel for what life is really like on the Islands. Otherwise they might feel obligated to take you to nice restaurants.</p>
<p>Omiyage (Japanese for gifts given when traveling) is a must. I would think something small, like a gift card, would be enough if you don&#8217;t know them that well. Nordstrom&#8217;s just opened in Honolulu &#8211; giving them a chance to splurge there might be a nice idea. I would also find something small while you are there to give them when you leave, just to thank them for their hospitality. They&#8217;ll love having such a thoughtful guest!</p>
<p>And remember . . . have FUN!</p>
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		<title>By: pf</title>
		<link>http://www.wellheeledblog.com/2008/04/19/money-is-only-money/comment-page-1/#comment-1713</link>
		<dc:creator>pf</dc:creator>
		<pubDate>Wed, 23 Apr 2008 06:04:03 +0000</pubDate>
		<guid isPermaLink="false">http://wellheeled.wordpress.com/?p=672#comment-1713</guid>
		<description>Bully for you.  You won&#039;t regret it a bit.   As they say, &quot;seize the day&quot;...</description>
		<content:encoded><![CDATA[<p>Bully for you.  You won&#8217;t regret it a bit.   As they say, &#8220;seize the day&#8221;&#8230;</p>
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		<title>By: thistimenow</title>
		<link>http://www.wellheeledblog.com/2008/04/19/money-is-only-money/comment-page-1/#comment-1722</link>
		<dc:creator>thistimenow</dc:creator>
		<pubDate>Tue, 22 Apr 2008 02:03:02 +0000</pubDate>
		<guid isPermaLink="false">http://wellheeled.wordpress.com/?p=672#comment-1722</guid>
		<description>Money really is that, only money.
I&#039;m in Korea earning as much as I can (saving about 1000 dollars or more a month) and love it.
I don&#039;t spend time or money on drinks, but will try a new restaurant or book a ticket to Thailand or Laos in a heartbeat. I and my colleagues are all here to save money but we are also here enriching our lives, experiencing a different culture and language and becoming better people for it.

Enjoy your time in Hawaii, experience great things and let those naysayers stay home and count pennies, wishing they were you.

Felicia
www.nearandfar.wordpress.com</description>
		<content:encoded><![CDATA[<p>Money really is that, only money.<br />
I&#8217;m in Korea earning as much as I can (saving about 1000 dollars or more a month) and love it.<br />
I don&#8217;t spend time or money on drinks, but will try a new restaurant or book a ticket to Thailand or Laos in a heartbeat. I and my colleagues are all here to save money but we are also here enriching our lives, experiencing a different culture and language and becoming better people for it.</p>
<p>Enjoy your time in Hawaii, experience great things and let those naysayers stay home and count pennies, wishing they were you.</p>
<p>Felicia<br />
<a href="http://www.nearandfar.wordpress.com" rel="nofollow">http://www.nearandfar.wordpress.com</a></p>
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		<title>By: debt fighter</title>
		<link>http://www.wellheeledblog.com/2008/04/19/money-is-only-money/comment-page-1/#comment-1724</link>
		<dc:creator>debt fighter</dc:creator>
		<pubDate>Mon, 21 Apr 2008 22:12:55 +0000</pubDate>
		<guid isPermaLink="false">http://wellheeled.wordpress.com/?p=672#comment-1724</guid>
		<description>You have been tagged for a financial esqe 5 point meme.. have fun.

www.bugetbillscredit.blogspot.com</description>
		<content:encoded><![CDATA[<p>You have been tagged for a financial esqe 5 point meme.. have fun.</p>
<p><a href="http://www.bugetbillscredit.blogspot.com" rel="nofollow">http://www.bugetbillscredit.blogspot.com</a></p>
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		<title>By: StackingPennies</title>
		<link>http://www.wellheeledblog.com/2008/04/19/money-is-only-money/comment-page-1/#comment-1723</link>
		<dc:creator>StackingPennies</dc:creator>
		<pubDate>Mon, 21 Apr 2008 16:40:56 +0000</pubDate>
		<guid isPermaLink="false">http://wellheeled.wordpress.com/?p=672#comment-1723</guid>
		<description>When I was in college and was abroad, I was totally unaware of personal finance.  I&#039;m a little grateful for that, because I made such uninhibited choices!

Have a splendid vacation, when you don&#039;t have to pay for lodging, it is already a GREAT value for the $$</description>
		<content:encoded><![CDATA[<p>When I was in college and was abroad, I was totally unaware of personal finance.  I&#8217;m a little grateful for that, because I made such uninhibited choices!</p>
<p>Have a splendid vacation, when you don&#8217;t have to pay for lodging, it is already a GREAT value for the $$</p>
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		<title>By: Clueless Cat</title>
		<link>http://www.wellheeledblog.com/2008/04/19/money-is-only-money/comment-page-1/#comment-1715</link>
		<dc:creator>Clueless Cat</dc:creator>
		<pubDate>Mon, 21 Apr 2008 07:29:55 +0000</pubDate>
		<guid isPermaLink="false">http://wellheeled.wordpress.com/?p=672#comment-1715</guid>
		<description>You&#039;re so right. Money can alway be earned, ya gotta seize opportunities when you can! :)</description>
		<content:encoded><![CDATA[<p>You&#8217;re so right. Money can alway be earned, ya gotta seize opportunities when you can! <img src='http://www.wellheeledblog.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Stephanie</title>
		<link>http://www.wellheeledblog.com/2008/04/19/money-is-only-money/comment-page-1/#comment-1725</link>
		<dc:creator>Stephanie</dc:creator>
		<pubDate>Sun, 20 Apr 2008 20:23:41 +0000</pubDate>
		<guid isPermaLink="false">http://wellheeled.wordpress.com/?p=672#comment-1725</guid>
		<description>I think your trip to Hawaii is well-deserved and still financially responsible. You&#039;re not going into debt by going, you&#039;re saving for it. I spent nearly $10k doing an internship in Europe for 6 months and am now paying it back, but it was worth every single penny. ENJOY!</description>
		<content:encoded><![CDATA[<p>I think your trip to Hawaii is well-deserved and still financially responsible. You&#8217;re not going into debt by going, you&#8217;re saving for it. I spent nearly $10k doing an internship in Europe for 6 months and am now paying it back, but it was worth every single penny. ENJOY!</p>
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		<title>By: Squirrell</title>
		<link>http://www.wellheeledblog.com/2008/04/19/money-is-only-money/comment-page-1/#comment-1709</link>
		<dc:creator>Squirrell</dc:creator>
		<pubDate>Sun, 20 Apr 2008 19:04:48 +0000</pubDate>
		<guid isPermaLink="false">http://wellheeled.wordpress.com/?p=672#comment-1709</guid>
		<description>I love your blog -- have subscribed for a while now -- and I just wanted to say, &quot;Congratulations!&quot; on taking the plunge and treating yourself to a lovely vacation. Ditto what other folks said about the value of experiences vs. things. I especially like the &quot;All tree, no forest&quot; comment.

IMHO, a significant Major Point of frugality is that it helps to facilitate vacations (or whatever your goal is). I&#039;m not living a relatively frugal lifestyle for its own sake, although I do have philosophical and environmental concerns that mesh nicely with frugality. Rather, I&#039;m living this way so that I can save, invest, and yes, even take vacations someday.</description>
		<content:encoded><![CDATA[<p>I love your blog &#8212; have subscribed for a while now &#8212; and I just wanted to say, &#8220;Congratulations!&#8221; on taking the plunge and treating yourself to a lovely vacation. Ditto what other folks said about the value of experiences vs. things. I especially like the &#8220;All tree, no forest&#8221; comment.</p>
<p>IMHO, a significant Major Point of frugality is that it helps to facilitate vacations (or whatever your goal is). I&#8217;m not living a relatively frugal lifestyle for its own sake, although I do have philosophical and environmental concerns that mesh nicely with frugality. Rather, I&#8217;m living this way so that I can save, invest, and yes, even take vacations someday.</p>
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		<title>By: feministfinance</title>
		<link>http://www.wellheeledblog.com/2008/04/19/money-is-only-money/comment-page-1/#comment-1711</link>
		<dc:creator>feministfinance</dc:creator>
		<pubDate>Sun, 20 Apr 2008 18:04:31 +0000</pubDate>
		<guid isPermaLink="false">http://wellheeled.wordpress.com/?p=672#comment-1711</guid>
		<description>I *like* that this blog isn&#039;t a frugality blog. Nor is mine, nor are many of the blogs I enjoy reading. Because sometimes being frugal is all tree, no forest.

I am putting off a trip to France I have been wanting to take for a couple of years, waiting for a more favorable exchange rate. Maybe I should stop waiting, I don&#039;t know. But putting it off has given me a chance to travel to other wonderful, fun places, ones to places where the dollar exchange rates are still pretty good. So I don&#039;t feel like Im giving up fun experiences, just doing them in a different order.

But visiting friends is about as good as it gets. You get to see your friends, get shown around by a local, you get a free place to sleep...</description>
		<content:encoded><![CDATA[<p>I *like* that this blog isn&#8217;t a frugality blog. Nor is mine, nor are many of the blogs I enjoy reading. Because sometimes being frugal is all tree, no forest.</p>
<p>I am putting off a trip to France I have been wanting to take for a couple of years, waiting for a more favorable exchange rate. Maybe I should stop waiting, I don&#8217;t know. But putting it off has given me a chance to travel to other wonderful, fun places, ones to places where the dollar exchange rates are still pretty good. So I don&#8217;t feel like Im giving up fun experiences, just doing them in a different order.</p>
<p>But visiting friends is about as good as it gets. You get to see your friends, get shown around by a local, you get a free place to sleep&#8230;</p>
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		<title>By: Jane</title>
		<link>http://www.wellheeledblog.com/2008/04/19/money-is-only-money/comment-page-1/#comment-1710</link>
		<dc:creator>Jane</dc:creator>
		<pubDate>Sun, 20 Apr 2008 17:41:51 +0000</pubDate>
		<guid isPermaLink="false">http://wellheeled.wordpress.com/?p=672#comment-1710</guid>
		<description>I have to say, I don&#039;t always find your blog that helpful when it comes to wanting a more frugal lifestyle. Enabling posts like this one is why. I&#039;m sorry. Have fun though.</description>
		<content:encoded><![CDATA[<p>I have to say, I don&#8217;t always find your blog that helpful when it comes to wanting a more frugal lifestyle. Enabling posts like this one is why. I&#8217;m sorry. Have fun though.</p>
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		<title>By: S</title>
		<link>http://www.wellheeledblog.com/2008/04/19/money-is-only-money/comment-page-1/#comment-1717</link>
		<dc:creator>S</dc:creator>
		<pubDate>Sun, 20 Apr 2008 06:06:23 +0000</pubDate>
		<guid isPermaLink="false">http://wellheeled.wordpress.com/?p=672#comment-1717</guid>
		<description>Exactly.  You can always earn more money.  Vacations are a reason we work.  Plus you can&#039;t beat the lodging deal you are going to get.  Usually loding can be quite and expense and when you are this young it&#039;s just a place to rest your head.  Can I go in your luggage?  ;-)</description>
		<content:encoded><![CDATA[<p>Exactly.  You can always earn more money.  Vacations are a reason we work.  Plus you can&#8217;t beat the lodging deal you are going to get.  Usually loding can be quite and expense and when you are this young it&#8217;s just a place to rest your head.  Can I go in your luggage?  <img src='http://www.wellheeledblog.com/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> </p>
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		<title>By: Lo. Price</title>
		<link>http://www.wellheeledblog.com/2008/04/19/money-is-only-money/comment-page-1/#comment-1718</link>
		<dc:creator>Lo. Price</dc:creator>
		<pubDate>Sun, 20 Apr 2008 04:29:04 +0000</pubDate>
		<guid isPermaLink="false">http://wellheeled.wordpress.com/?p=672#comment-1718</guid>
		<description>Though I don&#039;t have the studies handy to back it up, I have heard that people tend to derive greater pleasure in the long term from experiences than from material things.  In other words, your ~$1000 for a Hawaiian vacation will serve you better than if you went out and bought a $1000 chair or television.  One reason for this is that you can always hold onto your positive memories gained during a relatively short vacation, whereas you will eventually get bored and uninterested in your chair or dresser.
As you said, you never know when you will be in the position to take a trip like this, so have a blast on your vacation and take a ton of photos.
PS- I hope the airline you booked doesn&#039;t go the way of Aloha Airlines between now and your trip.</description>
		<content:encoded><![CDATA[<p>Though I don&#8217;t have the studies handy to back it up, I have heard that people tend to derive greater pleasure in the long term from experiences than from material things.  In other words, your ~$1000 for a Hawaiian vacation will serve you better than if you went out and bought a $1000 chair or television.  One reason for this is that you can always hold onto your positive memories gained during a relatively short vacation, whereas you will eventually get bored and uninterested in your chair or dresser.<br />
As you said, you never know when you will be in the position to take a trip like this, so have a blast on your vacation and take a ton of photos.<br />
PS- I hope the airline you booked doesn&#8217;t go the way of Aloha Airlines between now and your trip.</p>
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		<title>By: Rachelle</title>
		<link>http://www.wellheeledblog.com/2008/04/19/money-is-only-money/comment-page-1/#comment-1716</link>
		<dc:creator>Rachelle</dc:creator>
		<pubDate>Sun, 20 Apr 2008 02:39:53 +0000</pubDate>
		<guid isPermaLink="false">http://wellheeled.wordpress.com/?p=672#comment-1716</guid>
		<description>Exactly the reason I went on a spur of the moment trip to Chicago  a month ago. Chicago with 3 girl friends on spring break when I&#039;m 23 and have no real responsibilities? Just couldn&#039;t pass that up! Not to mention that I saved a bit of money because we just happen to be young and pretty, so we never paid for drinks!</description>
		<content:encoded><![CDATA[<p>Exactly the reason I went on a spur of the moment trip to Chicago  a month ago. Chicago with 3 girl friends on spring break when I&#8217;m 23 and have no real responsibilities? Just couldn&#8217;t pass that up! Not to mention that I saved a bit of money because we just happen to be young and pretty, so we never paid for drinks!</p>
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		<title>By: Britt</title>
		<link>http://www.wellheeledblog.com/2008/04/19/money-is-only-money/comment-page-1/#comment-1720</link>
		<dc:creator>Britt</dc:creator>
		<pubDate>Sun, 20 Apr 2008 01:33:23 +0000</pubDate>
		<guid isPermaLink="false">http://wellheeled.wordpress.com/?p=672#comment-1720</guid>
		<description>Good for you girl! Go, and enjoy yourself!!</description>
		<content:encoded><![CDATA[<p>Good for you girl! Go, and enjoy yourself!!</p>
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		<title>By: staci</title>
		<link>http://www.wellheeledblog.com/2008/04/19/money-is-only-money/comment-page-1/#comment-1719</link>
		<dc:creator>staci</dc:creator>
		<pubDate>Sun, 20 Apr 2008 00:57:39 +0000</pubDate>
		<guid isPermaLink="false">http://wellheeled.wordpress.com/?p=672#comment-1719</guid>
		<description>You know, we&#039;re all out here trying to do better for ourselves.. to save and get rid of debt, but the old saying is true - you CAN&#039;T take it with you.  I think it&#039;s great that you&#039;re going on a much deserved holiday.. it&#039;s why I take $ that should be going to my EF and throw it in my vacation fund.  I&#039;m taking a mini-trip to Amish country this summer and I can&#039;t TOTALLY afford to do it but my son and I need a little fun together.  Do it and don&#039;t sweat it :)
xoxo-nklsmom</description>
		<content:encoded><![CDATA[<p>You know, we&#8217;re all out here trying to do better for ourselves.. to save and get rid of debt, but the old saying is true &#8211; you CAN&#8217;T take it with you.  I think it&#8217;s great that you&#8217;re going on a much deserved holiday.. it&#8217;s why I take $ that should be going to my EF and throw it in my vacation fund.  I&#8217;m taking a mini-trip to Amish country this summer and I can&#8217;t TOTALLY afford to do it but my son and I need a little fun together.  Do it and don&#8217;t sweat it <img src='http://www.wellheeledblog.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /><br />
xoxo-nklsmom</p>
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		<title>By: bunny</title>
		<link>http://www.wellheeledblog.com/2008/04/19/money-is-only-money/comment-page-1/#comment-1721</link>
		<dc:creator>bunny</dc:creator>
		<pubDate>Sun, 20 Apr 2008 00:02:58 +0000</pubDate>
		<guid isPermaLink="false">http://wellheeled.wordpress.com/?p=672#comment-1721</guid>
		<description>I know what you mean. While I value saving and being responsible and as I emailed, am inspired by your tenacity with your own savings, sometimes I do splurge. And you know what? It&#039;s okay. I don&#039;t spend frivolously all the time and am generally very conservative and responsible. Sometimes it&#039;s worth it to treat yourself because honestly? You still only live once. And incredible life experiences, in one way, can arguably be even more valuable than money.</description>
		<content:encoded><![CDATA[<p>I know what you mean. While I value saving and being responsible and as I emailed, am inspired by your tenacity with your own savings, sometimes I do splurge. And you know what? It&#8217;s okay. I don&#8217;t spend frivolously all the time and am generally very conservative and responsible. Sometimes it&#8217;s worth it to treat yourself because honestly? You still only live once. And incredible life experiences, in one way, can arguably be even more valuable than money.</p>
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