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Monthly Archives: June 2008

So my rent went up + new spending plan

Tweet The 3%+ increase wasn’t unexpected, but it’s never good to see fixed expenses going up (especially during a time when energy and grocery prices are increasing so rapidly). I’ve also put together a new budget spending plan, just in time for July! I’ve been a little too liberal with spending lately, and its time […]

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American Girl

Tweet Does anyone remember American Girl? I first received the catalogue from Pleasant Company back in the mid-1990s (before Mattel acquired it), and fell in love with Samantha. Now there are so many characters I couldn’t keep track of them, but the ones that were in my catalogue were Felicity, Kirsten, Addy, Samantha, and Molly. […]

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Gas. Hurts.

Tweet For the month of May I spent over $200 on gas. This month, on top of the gas expenditures, I have to take my car in the shop for an oil change and minor repairs (~$120?). Like most Californians, I’ve adjusted (slowly and reluctantly) to the painful reality of increasing gas prices. I am […]

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Doing what I have to do so I can do what I want to do

Tweet I’ll turn 24 in several months, and whereas in high school and college I’ve always sort of went along with the crowd in terms of what I SHOULD want, now I’m really thinking about what I DO want, what steps I can take to get there, and how financial management plays a role in […]

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My financial "restructuring" plan

Tweet Given that most employment is “at-will”, and the shaky economy, very few of us have the luxury of being unprepared for the financial impacts of a job loss. Companies often go through financial restructurings during times of difficulty, so I thought it fitting to have a plan in place for my own “restructuring,” should […]

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Ugh = my $1,500+ credit card bill

Tweet I paid it off, but STILL. I have definitely had more cash OUTflow (to savings and spending) than I had cash INflow this month. Basically, I’m operating at a deficit because I’m not willing to pull money out of my Freedom Fund. (I usually keep around ~$1,000+ in my online savings account as a […]

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Girls just wanna have funds

Tweet This girl likes funds. I found a CNN Money article that listed the 7 types of funds for a diversified portfolio: U.S. Blue Chip International Blue Chip Small Cap Value Bond Fund TIPs Fund Money Market Fund My current funds are: U.S. blend fund International fund Bond fund Money Market fund Eventually, I’d like […]

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So close, and other random thoughts

Tweet So close, and not so far away! I am $500 away from maxing out Roth IRA for 2008. At which time, I’ll have maxed out my Roth IRA for THREE years in a row! Goal adjustment My original 2008 goal was to save $26,000. With the year half over, I have contributed $12,030 to […]

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Discouraging

Tweet Sometimes, saving money is discouraging. Especially if it’s: 1. For the short-term to medium-term (no compounding magic here!) 2. For a very very large amount (multiples of what you’ll be able to save) For example, It’ll take me almost a year to save $10,000 in non-retirement assets, but that’s less than 1/10 the amount needed to fund […]

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Labels and love

Tweet Tonight, I went to see Sex and the City: The Movie AGAIN (I already watched it opening weekend). What can I say, I saw, I loved, I got carried away. The cinematography and costume designs were gorgeous. The dialogue was witty. And the four New York girls women? They shine like they always do. I’m not an unbiased judge, […]

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Risk

Tweet In life, we risk. Sometimes those risks pay off, and sometimes they don’t. CB is applying for a position in Oregon. Which is… not California. I admit, I had mixed feelings on this. Especially because our last go-around at an LDR were not our finest moments. On the one hand, it’d be a great opportunity, on the […]

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Real life vs. financial life

Tweet I am $800 away from maxing out the Roth IRA for 2008. This is what I realized – the pay-yourself-first mentality (rightly) extolled in the personal finance community can be applied to so many other aspects of life. I have been consistently studying for my test, but I don’t think I have been studying […]

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A Few Good eggs

Tweet You may have noticed that lately I haven’t been writing much about personal finance. I guess it’s because I have stopped paying SO much attention to my finances. I make sure that I don’t spend too wildly, that I put $1,500 a month into Freedom Fund, and that I have enough money to max […]

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Still a Kid at Heart

Tweet The Wolves of Willoughby Chase, it is! A special thank-you to Karen and English Major for solving the question that has been bugging me for the past decade. So I requested the book from the library, and I am so excited about reading it. I love young adult books – I feel all nostalgic […]

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Readers, Can You Help Me Find This Book?

Tweet Here’s something that has been nagging at me for the past several years. I am trying to look for a book that I’ve read as a child, but have completely forgotten the title, author, or in generally, any specific information that can help me search the book in Amazon or Google. So, here is […]

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