I paid it off, but STILL. I have definitely had more cash OUTflow (to savings and spending) than I had cash INflow this month.
Basically, I’m operating at a deficit because I’m not willing to pull money out of my Freedom Fund. (I usually keep around ~$1,000+ in my online savings account as a cash cushion, and, well, now it’s way below $1,000).
Normally my bill (which covers 95% of my non-fixed expenses) is around $800-$1,200 every statement – what the H happened this month?
I know.
Eating out (pricey celebration dinners for various occasions)
Starbucks (I go there to study several times a week)
Test-related expenses (several hundred dollars)
Gas (almost $40 to fill up half-a-tank)
Ross ($15 dresses and shoes are my weakness)
Movies (Sex and the City x 2, Iron Man)
Target (new sheets, expensive shampoo, bath accessories)
Disneyland (the happiest place on earth costs $$$)
Cringe.
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But in the end it’s worth it, right? (Maybe Disneyland, but not the gas…)
I thought you weren’t buying clothes? You bought cheap plastic shoes? Those things hurt, and they’re trash a year later.
Dog Ate My Finances – I can actually find pretty good deals at Ross.. those $15 shoes cost $100 on Zappos, and I get the thrill of the hunt.
Oh, and I fell off my clothes hiatus about 4 months in. Which is Ross is now so dangerous for me.
Eh, I think that your list isn’t too ridiculous. As long as you’re not overspending every month, once is a while is more than OK.
I don’t think I could resist $15 dresses either!
I still haven’t been to Ross, but it sounds dangerous. I think $15 for a pair of shoes means it is ok if they only last a year, especially if they are trendy (but $15 for a $100 pair is even better).
Any tips for getting deals at Disney land, or did you just pay sticker price?
Once in awhile, it is ok. Plus test expenses? That is an investment!
You are doing SOOOO well though. You deserve it. Seriously, you are my not-spending idol.
June always turns into a big-spending month for some reason. The weather is finally nice, it’s vacation time, good movies are out. Blame it on the world turning
The happiest place on earth DOES cost $$ LOL!!!!
I’d say, try being more conscious with your spending – I get into those ruts too where I spend, and then I’m like: what’s another $5?
Ugh. Which reminds me, I need to enter in expenses for this week LOL
I think Jonathan is right, June is a terrible month for budgeting. With the warm weather, it’s easy to see why $15 dresses are so worth every penny
Besides, I’m sure you’ll get use out of them next summer as well!
Without the actual numbers, it looks like your test was your biggest expense.
If this is so, you can’t beat yourself up for this. If this test is necessary for graduate school, and this education will allow you to be happier and (hopefully) wealthier then it is a non-negotiable expense. It sucks that it’s so expensive (BTW so is applying to graduate schools…), but if it helps you get the career you want it’s worth it in the long run. Give yourself some kudos for completing the test!