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Monthly Archives: November 2008

Should I get something that I want but do not need?

Tweet So far, I’ve contributed to the retail economy $9.65, by buying two packs of Christmas cards. But, I may spend much more before this weekend is over. Okay, here’s my dilemma: should I get something that I want but do not need? Namely, should I buy the Calvin Klein pillows and down alternative comforter […]

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Things I'm grateful for: health insurance

Tweet After I came home, I got a bill from my doctor’s. My eyes immediately turned to the $225 figure – and I mentally had a “What?!” moment. On a closer look, I realized that all but $8.81 of the amount is paid for by insurance, so my responsibility is for less than $10. That […]

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Christmas shopping

Tweet Many people worry about gift-giving during Christmas time, but I never do. My entire extended family is pretty small, and they all live outside of my city, and many live outside of the country. My immediate family is not very big on the whole holiday celebration (I think we’ve stopped having a Christmas tree […]

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The economy's twisted sense of humor

Tweet There are so many fantastic things on sale right now. I see J. Crew outfits on sale for 50%-60% off, I see Mexican and Carribean cruises marked to less than $80/day, I see restaurants with great fixed price menus. Disney World is having a sale where you get 3 free days when you purchase […]

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Rough economy = cheaper hair cut & much, much more

Tweet I have this hair stylist, “Don”, that I love. My hair gets the most compliments whenever he does it. Unfortunately, he is an hour’s drive away and charges $50/haircut. Add in the tip, and I’m at $60. I had planned to go to Don this month, but finally decided not to. Part of the […]

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On the men in my life

Tweet This weekend was a weekend of rebuilding and strengthening relationships with the men in my life (and churning out files for work calls on Saturday and Sunday, but that make a much less interesting post). CB In 3 months I’ll have reached the 6th year of my relationship with CB, whom I met in […]

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Getting paid, and paying myself first

Tweet Today is pay day. Every day the economy is being pummeled, so I’m not taking even one pay day for granted. The most important thing is still paying myself first. And, this pay day is extra special because I have officially crossed the $23,500 mark on my Freedom Fund! So now, I’m setting a […]

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The rebalancing act and young investors

Tweet I started out investing with 10% fixed, 90% equities (using the 115-age rule). As a result of the continued revolt in the equity markets, however, my asset allocation changed to 21% fixed, 79% equities. That’s a tad too conservative for me and my 35-year time horizon, so I’ve decided to re-balance. But, being the […]

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Please, Buy Something!

Tweet Since I started my clothing/accessories/shoes hiatus in September that I promised to see through to the end of this year, I have broken it just once, by spending $5 on a tortoise shell necklace at a flea market. From a personal finance, individual perspective, that’s great. But apparently, people like me are contributing to […]

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How to Spend $500+ in One Go

Tweet Edit: Car repairs cost ~$400. Still a major expense but it’s lower than the initial $500 estimate. I am grateful. Two words: car repair. My trusted mechanic had informed me of this expense a couple months ago, so while I’m not panicked about this expense, it’s still a big chunk of change. This repair […]

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I've decided…

Tweet To accept advertising on this blog. I’ve been writing Well-Heeled for over 2 years, and have so far had minimal advertising. I dislike cluttered interfaces and didn’t pursue many advertising opportunities because of that reason. But, I’ve decided that I will accept Sponsored Links (see sidebar to the right… a link will go up […]

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Reason #4532925 NOT to have an expensive duvet

Tweet Because, if you are like me, you will discover two giant ink blotches from an errant, uncapped pen on your favorite, $150, CREAM-colored Anthropologie duvet. You will alternately curse at your carelessness and pray for the stains to come out. You will spend 10 minutes running the stain under a torrent (of now blue) […]

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What can Blue do for you?

Tweet I am a registered independent who tends to vote Democrat, though I deeply admire McCain for having sacrificed so much for his country. But 2008 belongs to the Democrats, partly because Obama really struck a chord with people, and partly because of a confluence of events that neither the Democrats nor the Republicans can […]

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The gas prices are falling down…

Tweet Falling down, falling down The gas prices are falling down My bad economy. Like my new twist on an old classic? I filled up my tank today for $2.77 a gallon. Cannot remember the last time that gas was so cheap – I would rejoice, but as an economist said, falling gas prices is […]

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Happy November!

Tweet Today is the first day of the rest of our lives November. Which means, today is also the first day of my little game, Emergencyopoly. I’ve already got an accordion wallet to hold all my receipts for this month to monitor and track my spending. Money-saving tip for today: if you use a common […]

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