June gloom is not only confined to coastal climate. Right now, I’m feeling under the weather when it comes to my personal finances.
May and June were pretty bad in terms of spending. In addition to my own spending on fun things, unexpected expenses just seem to crop up (hello $60 parking ticket and $90 medical bill), not to mention double rent for a month will kill your budget.
Normally, I’m really good at letting the sunk costs be sunken. I don’t ruminate over it. I see the charge, groan inwardly, then I pay the fine or the fee and I move on.
I don’t know why this month things have been weighing on me more heavily. I just feel discouraged.
Well, July is a brand-new month. Which means I’m going try to get back on track by:
- Putting in $3,000 into 401K
- Limiting restaurant meals to 3x a week. That’s it!
- Giving up expensive ($25+ per person) meals. (I had a $80 dinner at a Michelin-star-rated restaurant in June. But it was worth it. Oops.).
- Eliminating spending on clothes or shoes.
I, however, will keep have some personal pampering and fun by:
- Taking dance classes for $60.
- Getting a massage for $110.
Has anyone ever felt the “June gloom” of personal finance?