The one in which I care about Future Me’s money
Tomorrow’s paycheck is the first of my $1,500 contribution to 401(K). If all goes according to plan, as of December 15, 2009 I should have $16,500 in contributions.
If I can do this I’ll be very proud of myself … on so many levels, beyond just the financial commitment.
To date, I’ve contributed ~$28,000 to retirement funds, beginning in 2006 when I first started working (and nope, I’m not looking at the current value).
Maxing out the 401(K) would be absolutely fabulous (I do not usually use the word fabulous – but an additional $16,500 in retirement accounts would, indeed, be fabulous).
It would also ease the pressure on retirement contributions for 2010 (the year, I hope, I begin grad school). I also hope to squeeze in some travel before school starts – planning a mother-daughter trip to China, and would really like to go to the Galapagos (from my “big-ticket dreams travel” list).
The one in which I care about Future Me’s memories
The problem is, I don’t know if I can find a travel companion to Galapagos. But I really want to go. So maybe I can get paired up with another single lady for a double room and avoid paying the singles supplement fee.
Maybe I should just go for it – say that if I can max out the 401(K) for 2009, and save $10,000 for retirement for 2010, then I’m just going to take off and head to the Galapagos islands for a week?
That’d be motivation…
I’m being pretty good to Future Me, eh? I hope she appreciates it when she’s an 80-year-old rocking out in her rocking chair, listening to oldies such as Brad Paisley and Maroon 5, and NOT eating cat food.
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And future me will have some rocking memories of the Galapagos and China as well. Sounds like you’re treating her well!
i hope it all works out so that you can hit your retirement savings goals.
if you can’t find someone to go to the galapagos with you, you should definitely go solo. i went to london alone a couple months ago, and i had a blast.
I think the future you will DEFINITELY appreciate it! The future me certainly would
BTW, I travel alone quite a bit but it is still fun!!! I am a single gal and have traveled to Florida… and all over Europe! Alone… it was fun.
I am planning a FUTURE trip to the Galapagos within 3-5 years and I have had friends that have gone and showed me the most amazing photos. If you want to come feel free to email me about it.
Take care,
A.