Based in part on several reader’s good experience with American Express overseas, I’ve decided to get an AmEx as an emergency credit card.
I didn’t realize that AmEx’s ”Blue” line of cards are so sleek and attractive (I’ve had a couple of AmEx corporate card accounts that I’ve since closed). Card appearance didn’t play a part in my decision, of course, but it’s nice to have a pretty card tucked away somewhere in case my primary card is lost or stolen.
The entire application process was very easy: I applied online, an AmEx representative pulled my credit report and confirmed my address, and approved me on the phone. A card was mailed to my home within 7 days. It was almost too simple (i.e. though the application asked for employment / income information, there’s no way of verifying that information). But I suppose that’s the power of the credit report.
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I have had a Blue Cash card from AmEX for 2 years and have had nothing but good experiences from it. I use it as my everyday card, and put every purchase possible on it and so far have had no problems.
It’s a great card, but the good looks help too. I’m amazed at how many people comment on my “cool looking credit card.”
This is the card I have and I absolutely love it! I think you will be very happy. Amex is an excellent company to work with. Have fun!
Hooray! I initially posted about how fab Amex was when I was overseas…so glad you got one and are happy. I have this same card as well – it is indeed quite stylin’!
I’ve had the Amex Blue Sky card for about a year, and I’ve already earned over $300 towards travel costs (no restrictions or blackout dates, and can be anything related to travel – flights, hotel, car rental, etc). LOVE IT. It’s my main card.
I like pretty cards… sounds lame I know but I just feel more glamorous. Silly, huh? I long for the day that I have a black AMEX card. =)