Comments on: Getting the Stupid Tax Waived: Paid Credit Card Bill 3 Days Late http://www.wellheeledblog.com/2009/09/01/stupid-tax-paid-credit-card-bill-3-days-late/ Personal Finance Blog at the Intersection of Life, Money & Happiness Thu, 09 Sep 2010 19:25:33 +0000 hourly 1 http://wordpress.org/?v=3.0.1 By: Cred Ed 101: How To Practice Safe Credit Card Use | Well-Heeled Blog http://www.wellheeledblog.com/2009/09/01/stupid-tax-paid-credit-card-bill-3-days-late/comment-page-1/#comment-11072 Cred Ed 101: How To Practice Safe Credit Card Use | Well-Heeled Blog Sat, 16 Jan 2010 03:15:47 +0000 http://www.wellheeledblog.com/?p=2049#comment-11072 [...] 2. Pay off your balance in full every month (the safest way!), or at least always be sure to pay the minimum payment. This will help you avoid the hefty late fees and finance charges. However, if you are a good customer and you run into these charges, many credit card companies will waive them for you. [...] [...] 2. Pay off your balance in full every month (the safest way!), or at least always be sure to pay the minimum payment. This will help you avoid the hefty late fees and finance charges. However, if you are a good customer and you run into these charges, many credit card companies will waive them for you. [...]

]]> By: Debt Harassment http://www.wellheeledblog.com/2009/09/01/stupid-tax-paid-credit-card-bill-3-days-late/comment-page-1/#comment-8921 Debt Harassment Sun, 22 Nov 2009 17:40:50 +0000 http://www.wellheeledblog.com/?p=2049#comment-8921 In this day and age, your story is a testament that every credit card issuer is not out for blood. While I don't blame a company for wanting to earn a "reasonable profit," some just take it a bit too far. In this day and age, your story is a testament that every credit card issuer is not out for blood. While I don't blame a company for wanting to earn a "reasonable profit," some just take it a bit too far.

]]> By: Marisol http://www.wellheeledblog.com/2009/09/01/stupid-tax-paid-credit-card-bill-3-days-late/comment-page-1/#comment-5602 Marisol Fri, 11 Sep 2009 06:06:26 +0000 http://www.wellheeledblog.com/?p=2049#comment-5602 That's awesome. Most of the time if you do call & explain, they are more than likely to waive the fee at least once. I used to have two bank accounts and I accidentally deposited the wrong check in the wrong account so one of my accounts was overdrawn in my main account. I was so bummed but I called my bank (Bank of America) and explained the situation and after reviewing my history with them, they waived all of the OD fees that I was charged for that one incident. I also learned that I don't need two checking accounts and closed one of them. =) That’s awesome. Most of the time if you do call & explain, they are more than likely to waive the fee at least once. I used to have two bank accounts and I accidentally deposited the wrong check in the wrong account so one of my accounts was overdrawn in my main account. I was so bummed but I called my bank (Bank of America) and explained the situation and after reviewing my history with them, they waived all of the OD fees that I was charged for that one incident.

I also learned that I don’t need two checking accounts and closed one of them. =)

]]> By: SingleGuyMoney http://www.wellheeledblog.com/2009/09/01/stupid-tax-paid-credit-card-bill-3-days-late/comment-page-1/#comment-5471 SingleGuyMoney Sun, 06 Sep 2009 16:42:00 +0000 http://www.wellheeledblog.com/?p=2049#comment-5471 Good job on getting the fee waived. It probably helped that you admitted it was your fault and you were pleasant. - SingleGuyMoney Good job on getting the fee waived. It probably helped that you admitted it was your fault and you were pleasant.
- SingleGuyMoney

]]> By: Red Lipstick http://www.wellheeledblog.com/2009/09/01/stupid-tax-paid-credit-card-bill-3-days-late/comment-page-1/#comment-5346 Red Lipstick Thu, 03 Sep 2009 14:32:20 +0000 http://www.wellheeledblog.com/?p=2049#comment-5346 I like this, great advice. I've asked 4-5 different times for various companies (I used to travel ALOT for work and did not have auto pays set up), and normally have found helpful people, which is great. I think you hit the main point about having a good history and then asking when something goes wrong. I like this, great advice. I’ve asked 4-5 different times for various companies (I used to travel ALOT for work and did not have auto pays set up), and normally have found helpful people, which is great. I think you hit the main point about having a good history and then asking when something goes wrong.

]]> By: Jessie http://www.wellheeledblog.com/2009/09/01/stupid-tax-paid-credit-card-bill-3-days-late/comment-page-1/#comment-5324 Jessie Wed, 02 Sep 2009 20:18:52 +0000 http://www.wellheeledblog.com/?p=2049#comment-5324 I think those are great tips! That's great that you found a helpful customer service rep. I think those are great tips! That’s great that you found a helpful customer service rep.

]]> By: debt ninja http://www.wellheeledblog.com/2009/09/01/stupid-tax-paid-credit-card-bill-3-days-late/comment-page-1/#comment-5322 debt ninja Wed, 02 Sep 2009 18:38:23 +0000 http://www.wellheeledblog.com/?p=2049#comment-5322 Good pointers. I just helped my Girlfriend through a similar situation and she got the fee waived too. Most people don't know a quick phone call can save 'em $40 bucks. Good pointers. I just helped my Girlfriend through a similar situation and she got the fee waived too. Most people don’t know a quick phone call can save ‘em $40 bucks.

]]> By: Lindsey http://www.wellheeledblog.com/2009/09/01/stupid-tax-paid-credit-card-bill-3-days-late/comment-page-1/#comment-5309 Lindsey Wed, 02 Sep 2009 11:08:23 +0000 http://www.wellheeledblog.com/?p=2049#comment-5309 That's good that they value you as a customer....just the other day I had to battle with Comcast to see if they could change up our cable/internet/phone package to try and save money, and I had to bring the b**ch out and got nowhere in the end. It was incredibly frustrating, since they are basically a monopoly and I cannot get cable anywhere else. That’s good that they value you as a customer….just the other day I had to battle with Comcast to see if they could change up our cable/internet/phone package to try and save money, and I had to bring the b**ch out and got nowhere in the end. It was incredibly frustrating, since they are basically a monopoly and I cannot get cable anywhere else.

]]> By: Geoff http://www.wellheeledblog.com/2009/09/01/stupid-tax-paid-credit-card-bill-3-days-late/comment-page-1/#comment-5306 Geoff Wed, 02 Sep 2009 10:26:11 +0000 http://www.wellheeledblog.com/?p=2049#comment-5306 Some great advice and congrats on getting your charges dropped. My bank did the same for me when I went into the branch and told them I thought my overdraft limit charge was unfair. Some great advice and congrats on getting your charges dropped. My bank did the same for me when I went into the branch and told them I thought my overdraft limit charge was unfair.

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