Cost of a Sprained Ankle (Ouch!)

I injured my ankle over the holidays and it started to get better after I mostly stayed off of my feet for a week and a half. Recently, though, I re-injured it because of a bad judgment call: somehow I thought it was a good idea to start working out again and wearing high heels to work. Really smart.

how to treat a sprained ankle Cost of a Sprained Ankle (Ouch!)

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Don’t worry, I have learned the ERROR of my ways. And now I am paying for them. icon sad Cost of a Sprained Ankle (Ouch!) I didn’t go to a doctor because I thought it was a minor sprain that should heal on its own. At the advice of my mom, though, I will make an appointment with an orthopedic specialist to get my ankle checked out and get an X-Ray.

  • The good thing is that I have a PPO health plan, which means that I don’t need a primary physician’s referral to see a specialist, and that I have my choice of specialists within the network.
  • The not-so-good thing is that my PPO deductible is quite high, I believe it’s somewhere in the range of $500 or $1,000. Must check my insurance paperwork to confirm.

Based on my degree from the esteemed Internet School of Medicine (I graduated with honors), it’s quite unlikely that I have dislocated my ankle. I could, however, have a hairline fracture and not know it’s there.

Now, I might be a bit of a wuss, in all probability, it’s a sprain and it will heal on its own. But this not-knowing is driving me a bit nuts. I suppose it doesn’t work to be penny smart and pound foolish – if I need to see a doctor, I should see one.

So far, this sprained ankle has caused me quite a bit of pain, somewhat a loss of mobility, and soon it will cost me a good deal of money! I just hope that with some time and TLC, it will fully recover.

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9 Responses to “Cost of a Sprained Ankle (Ouch!)”

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  1. Money Beagle says:

    Those unexpected medical costs are the worst, especially when there's pain involved. Hopefully things come out for the best. Stay off your feet!

  2. krantcents says:

    Do you have a FSA ? Is there one available? I have one which makes the deductible a non issue. Hope you feel better soon.

  3. retirebyforty says:

    Sorry about the ankle, hope you feel better soon!
    Take it easy for a while, the gym is too crowded right now anyway.

  4. @amarantac says:

    why don't you want to just see your primary care doc first?

    • WellHeeled says:

      I don't have a primary doctor (actually, have never had one since I went to college). And with my plan it doesn't matter who I see as long as they are in the plan. I (think I) would still have to pay the same copay and the same for X-Ray.

  5. ouch. hopefully, it isn't torn or anything.
    you might want to consider visiting a physical therapist (if you are covered) for a few treatments though if it is.

  6. Michal says:

    Sprained ankles are the worst! It makes me cringe just thinking about it.

  7. LLL says:

    im going to the specialist monday ;(

  8. Paul says:

    Sorry you had such a tough experience. Make sure it's not fractured. If not, start a good rehab program as soon as possible. That is your best bet to get out of pain quickly.

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