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Monthly Archives: February 2012

Looking Ahead… At Student Loans

Tweet Congratulations! Now please hand over $100,000 and your first-born. I have heard from my second and third business school. I got in! Now that business school is really going to happen, I am also figuring out what it means to be a full-time student again. The MBA programs I applied to cost around $150,000-$160,000 […]

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Financially Ready To Have Kids?

Tweet CNN Money asked its readers to give their answers to a question one reader submitted: When is a person financially ready to have kids? My husband and I make decent money, but it all seems to go to student loans and the mortgage. How does anyone decide the time is “right” to have children? What steps […]

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Dave Ramsey & His Style of Motivation

Tweet Dave Ramsey is one of those guys that inspires lots of love or lots of criticism in the personal finance world. Some people swear by his methods in the Total Money Makeover, some disagree with his step-by-step plan, and some are turned off by the religious overtones in his writing or the draconian line […]

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$25 Amazon Gift Card Giveaway

Tweet Happy Sunday! I will be in Vegas for the next few days (where the bulk of my budget shall be spent on hotels where I can get a good night’s sleep. Because I am secretly 80). I have put together a little Amazon gift card giveaway. Please click on the permalink of the post […]

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“I Deserve It”

Tweet How many times have you made a purchase because you thought, “I deserve it“? If you have, speak up… so I know I’m not the only one! Lately, I have noticed that I slip into this pattern far more often that is productive. It’s good to “treat” myself if I can afford it, and […]

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The Money Sandwich

Tweet Last night, CB and I were driving. R&B and rap songs were playing on the radio, and suddenly CB said, “you know what, we can build a sandwich with all the slang terms we have for money.” Case in point: First, you have to start with slices of bread (made from dough)… refers to […]

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Do No Spend Challenges Work?

Tweet Many personal finance bloggers participate in “no spend challenges” or count their “no spend days” as a way to rein in the budget and save more money. I once tried a version of a no-spend challenge / shopping hiatus (it was called C.A.S.H. and focused exclusively on clothes, shoes, and accessories) back in 2008, but […]

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Is Being a Grown-Up Everything You Thought It’d Be?

Tweet When I was young, all I wanted to do was to grow up. I remember one of my fervent wishes were to be able to stay up past my bedtime, 9:30pm. I loved New Year’s Eve because it was one day of the year when my parents wouldn’t chide me to go to bed sooner. […]

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2012 Clothing Purchases, January & February

Tweet We are barely into the second month of the year, but I have done, er, exceptionally well on my spend $2,000 on clothing goal. In fact, I have already spent $308.87 on five pieces, but they are all items that I love and should have for a long time. I am trying to be […]

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In Debt? Debt Management Plan Can Help

Tweet In the last few years, many consumers have sunk into debt because of layoffs, loss of equity in their homes, or underemployment. If you are facing unsustainable levels of debt, see if a debt management specialist can help by setting up a debt management plan. Be sure to look for a reputable company with a […]

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Fess Up Friday

Tweet I got a traffic ticket that has yet to be paid. It’s due next month. Taxes. They are not going to get done until March. Even though I know they are an interest-free loan to the government, I love receiving tax refunds. If I can go back to middle school, I’d tell my younger self that life will get better. […]

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The Monthly Cost of Technology

Tweet Our lives are gadgety ones. Technology has become such a big part of our professional and personal identities that it’s hard to imagine what it was like before the advent of cell phones, cable, e-readers, and the like. But all that technology doesn’t come cheap. When I was in middle school, pagers and AOL […]

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Spending Money in Las Vegas – Eat, Play, Sleep?

Tweet I’m heading to Las Vegas this month for a mini-weekend getaway (pulling kind of a #8). Las Vegas has so much to offer tourists - whatever you like, you can probably get it in Sin City. But if your budget is not unlimited, you’ll have to choose what’s on the top of your priority list. So what […]

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