If the theme of 2012 for me is change – getting married, quitting job, moving cross-country for graduate school, then that of 2013 is uncertainty. As of right now, I don’t know where I will be for the summer, I don’t know what I’ll be doing for a full-time position in 2014, and I don’t know if my husband will get into his graduate program, or if he will get financial aid, and I don’t know when we will be living together in the same zip code.
Then in the last week or so, we found out some very unfortunate news about CB’s parents’ finances. Long story short, I may find myself the partial owner of a house sometime in 2013, as CB and I are talking about using $50,000 cash to pay off his parents’ mortgage. This will of course have implications on our cash flow / need to take out loans for our schooling. My father is also having some health issues that require surgery, and so I am worried about him but also worried about my mother who is worried about him.
Stressful is one way to put it.
Here’s the truth: I find myself feeling discouraged about finances in 2013. Usually thinking about saving and planning for the future energizes me, but lately I’ve been wanting to just ignore all the money stuff…
If you have words of advice, especially about how to get back onto personal finance horse after a period of serious winter blahs, please share it here.
Here’s to 2013 – I hope it will be a year of new possibilities and progress.