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Tweet A lot of personal finance bloggers I read have aggressive income goals, side-hustle goals, and debt-paying goals. I admire their drive, but in reading those go-get-’em posts I also have to admit, somewhat reluctantly, that my own personal finance aspirations have slowed down. That was an aha moment of zen for me – that […]

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Tweet We have two cars: a mid-1990s Honda that CB bought second-hand 5 years ago and a 2013 Honda that we purchased brand new. Even though these cars have been for the most part very reliable, fuel-efficient, and reasonable to insure, the cost of car ownership adds up. The state of California kindly reminded me […]

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Tweet Almost exactly two years ago, I itemized the all the money I’ve spent on food in a month in a post titled Foodie Finances (what the subtitle should’ve been: A foodie and her money are soon parted. As I detailed in that post, during March 2012, CB and I spent over $800(!!) on groceries, […]

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Tweet I hope 2015 is filled with many things. On the financial side, I want to max out all the retirement accounts that we can and finish paying for CB’s masters program. We are also on-track to finish paying off our car by the end of May. I want to be more thoughtful on how […]

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Tweet Guest post by Jeff Stevenson The cultural conversation seems to be making vacation time more of a priority in the world’s wealthiest nations. First-world countries work their citizens very hard. We won’t get into the nuanced debates of why that is or isn’t a good thing, but suffice to say, relentless toil has been […]

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Tweet School loans, rent or mortgage payments, car payments, car insurance, utilities, health insurance, groceries — the amount of money automatically eaten up each and every paycheck can leave you precious little wiggle room for saving. For many young adults, just getting through each month unscathed and free from over-draft charges is a monumental accomplishment […]

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Tweet Somewhere along the way I’ve turned into someone who likes hiking. Albeit hiking with nights spent in comfy bed and breakfasts, but maybe camping isn’t too far off. So what’s better than celebrating Thanksgiving in the place where Thanksgiving was (purportedly) first celebrated – in Palo Duro Canyon in the Texas Panhandle.  Have you heard […]

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Tweet What would you prefer: (A) $160,000 compensation in a very demanding job with ever-changing deadlines, 60-80 hour weeks, unpredictable schedules, lots of travel, and higher “prestige” and perks OR (B) $110,000 compensation in a less-demanding job with predictable deadlines and schedules, 40-hour weeks, no travel, and lower “prestige” and fewer perks Let’s assume that both […]

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Tweet Seattle is a city in which I’ve never lived. I’ve only visited twice, for less than a week each time (and it drizzled, as expected, both times). But Seattle is also a city that gives me the vibe that I’d really LOVE living there. Who knows, perhaps we’ll give it a try in the next 5 […]

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Tweet Last night, I ordered a $250 Kate Spade patent leather clutch (in the shape of a fan! Be still, my heart) from Bloomingdales.com. Today, I received an email that my order has been cancelled because they need some additional information that I didn’t provide in time (who expects a response to a non-work email / […]

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Tweet Have you guys heard of BrightScope? It’s a company that scores a company’s 401K plan among several dimensions. The 401K, alongside IRAs, is one of the only major tax advantaged retirement vehicles middle class Americans have access to. And with pensions on the decline, it’s more important than ever to have, and use, a good 401K plan. […]

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Tweet Over the long weekend, CB and I went on a mini-hiking trip to Pedernales Falls State Park and Enchanted Rock State National Area in western Texas. As newbie hikers who enjoy our creature comforts, our itinerary of hiking + BnB + hiking + nap fits us perfectly. Pedernales Falls took my breath away. I […]

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Tweet Hello there – it’s been a while! In the weeks since I last wrote, I (1) spent a month traveling to Japan and Europe, spending $10,000 in the process; (2) moved to a new city with exactly 4 dresses, one suit, and 5 pairs of shoes, thereby getting a crash course in minimalist living; (3) started a new […]

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Tweet Whether you’re travelling for business or pleasure, it pays to do a little bit of research in advance to get the best deals. Although there are often last minute deals or discount coupons available for hotel rooms, it can be a bit trickier to avoid hidden charges and get a fair price on a […]

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Tweet In welcoming the second half of 2014, I’m going to shed my Moderator skin and try behaving like an Abstainer for the rest of the year in a bid to max out my 401K and pay for CB’s private school tuition at the same time. That means that from July to December 2014, I am refraining from less-than-necessary purchases. […]

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