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Category Archives: Life

Life & death: do you have your shit together?

Tweet If you died suddenly, will your partner or spouse know how to fend for themselves in the midst of grief? Will your partner or family member know what your wishes were, will he/she have power of attorney to settle your affairs, access your accounts, have enough money to get through the first week, month, […]

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How Do You Get Back on the Personal Finance Horse?

Tweet If the theme of 2012 for me is change – getting married, quitting job, moving cross-country for graduate school, then that of 2013 is uncertainty. As of right now, I don’t know where I will be for the summer, I don’t know what I’ll be doing for a full-time position in 2014, and I don’t […]

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Checking in…

Tweet So, I have survived my first term at business school! Fortunately, I did pretty darn well academically – I even managed to eke out a high B in my statistics class, which was the subject I was most concerned about. Recruiting is going reasonably well (knock on wood): I suit up most nights of […]

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Investing in a Long Distance Relationship

Tweet You guys warned me, but I didn’t listen… long distance relationships are expensive! And most of those expenses fall into the form of cross-country airfare. When CB and I first decided to do this let’s-start-our-marriage-on-opposite-coasts deal, I thought we’d be fine seeing each other every couple of months. Now that we’ve been apart for […]

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Stories of the Unemployed

Tweet Got 10 minutes? These unemployment stories from Gawker are definitely worth a read. Unemployment Stories Vol I: Hello from the Underclass Unemployment Stories Vol II: We are the Unseen As someone who has experienced a layoff, I’ve realized how important a career is to me, not only for financial reasons but also for personal […]

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Holding Off on Merging Finances

Tweet There are many ways to conduct your finances as a married or other-wise-committed couple. The most common three ways (very aptly described in this Slate series) are: Common Potters or 100% combined finances, where everything goes into the same account and what’s mine is yours and what’s yours is mine Independent Operators or 100% individual, where you […]

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Guest Post on Add-Vodka: Clothing Alterations

Tweet I guest posted on Daisy’s blog on something that’s been sucking up a lot of my money lately: clothing alterations. But now that I see how properly tailored clothes fit and flatter, I am committed to making alterations a permanent part of my clothing budget. Let me know what you think!

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Would You Ever Buy a Used Mattress?

Tweet My current apartment is furnished with furniture thrifted from Craiglist, IKEA pieces, or hand-me-downs from the parents. In fact, our place has no piece of furniture that costs us more than $100. Now that I am moving across the country, I will need at least new furniture in my bedroom: a bed frame, mattress, […]

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Committing to Financial Independence

Tweet From personal finance to financial independence Even though I have been blogging about money, saving, budgeting, and investing for several years, I never really believed that I can achieve “financial independence” until I am ready to, well, retire in my sixties. The concept of financial independence seems so far away, seems to require far […]

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Cost of Getting an MBA: An Analysis

Tweet I think I’ve come to a decision on business school. In the end, it came down to two schools, one that will cost me ~$27,000/year in tuition and the other will cost me ~$40,000/year in tuition. Over two years, that would be a difference of $26,000. This isn’t an easy decision. I hashed it […]

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“Women should have the choice to stay home or work.”

Tweet When I read articles and blogs that discuss stay-at-home parenthood, I often come across something like this line: “Women should have the choice to stay home or work.” Now, that line has always disconcerted me, though probably not for the reasons you think. I believe caregiving should be recognized as a very real and […]

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Financially Ready To Have Kids?

Tweet CNN Money asked its readers to give their answers to a question one reader submitted: When is a person financially ready to have kids? My husband and I make decent money, but it all seems to go to student loans and the mortgage. How does anyone decide the time is “right” to have children? What steps […]

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“I Deserve It”

Tweet How many times have you made a purchase because you thought, “I deserve it“? If you have, speak up… so I know I’m not the only one! Lately, I have noticed that I slip into this pattern far more often that is productive. It’s good to “treat” myself if I can afford it, and […]

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The Money Sandwich

Tweet Last night, CB and I were driving. R&B and rap songs were playing on the radio, and suddenly CB said, “you know what, we can build a sandwich with all the slang terms we have for money.” Case in point: First, you have to start with slices of bread (made from dough)… refers to […]

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Do No Spend Challenges Work?

Tweet Many personal finance bloggers participate in “no spend challenges” or count their “no spend days” as a way to rein in the budget and save more money. I once tried a version of a no-spend challenge / shopping hiatus (it was called C.A.S.H. and focused exclusively on clothes, shoes, and accessories) back in 2008, but […]

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Is Being a Grown-Up Everything You Thought It’d Be?

Tweet When I was young, all I wanted to do was to grow up. I remember one of my fervent wishes were to be able to stay up past my bedtime, 9:30pm. I loved New Year’s Eve because it was one day of the year when my parents wouldn’t chide me to go to bed sooner. […]

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Fess Up Friday

Tweet I got a traffic ticket that has yet to be paid. It’s due next month. Taxes. They are not going to get done until March. Even though I know they are an interest-free loan to the government, I love receiving tax refunds. If I can go back to middle school, I’d tell my younger self that life will get better. […]

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