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Category Archives: Saving

I’m a Millennial, I’m good with money!

Tweet So says a new Time Magazine article that concludes “Millennials are scary smart with their money”. After I read the article, I wouldn’t go so far as to say “scary smart”, but it seems that more Millennials understand the importance of saving than other generations. In fact, financial security may be one of THE most […]

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No More Money Worries

Tweet Many personal finance bloggers are broadly split into two camps: one side focuses on the perks of  ”earning more,” and the other side emphasize the freedom of ”spending less.” I’ve been thinking about how these philosophies apply to my personal finances, and how I can calibrate my goals and efforts to achieve what I want out of […]

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What to do with a Windfall or Bonus

Tweet Thanks to a quarterly bonus, my bank account will be getting some extra love in the next paycheck. After 401K deduction and withholding for taxes, I should be seeing a $3,000 windfall. I am really happy about this boost, as I look into the future months and see only cash out without the corresponding cash […]

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What Losing Weight Taught Me About Saving Money

Tweet There is a natural parallel between losing weight and saving money. For the past several months, CB has been on a weight loss journey. In the middle of January, I joined him. True, we want to look good for the wedding (because there’s nothing like having your appearance captured by pictures that will last […]

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Financially Ready To Have Kids?

Tweet CNN Money asked its readers to give their answers to a question one reader submitted: When is a person financially ready to have kids? My husband and I make decent money, but it all seems to go to student loans and the mortgage. How does anyone decide the time is “right” to have children? What steps […]

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Weird Saving Tricks I Use

Tweet Do you use weird saving tricks? We’ve heard of all the normal ones: automatic deduction from your paychecks, setting aside 10% of your income for retirement, putting your tax refund into your savings account, blah blah blah. I’m not talking about those. I’m talking about the idiosyncratic and really strange little mental tricks you […]

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What Percentage of Income Do You Save for Retirement?

Tweet Retirement. The 800-pound gorilla in the personal finance room. You can’t talk about personal finance without talking about retirement. And you can’t talk about retirement without talking about how much you are saving for it. I was reading on Bruce Bucks when this note caught my eye: according to personal finance expert Liz Weston’s […]

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Adults Living At Home: My Change of Mind

Tweet When I was in college, my biggest goal was to make enough money at my job so that I wouldn’t have to move back in with Mom and Dad after graduation. Now that I am 4+ years out of school, though, I’ve realized it would have been nice to live at home for a […]

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Real Simple’s Money Guidelines

Tweet This post is brought you by Quick Cash Funding LLC , a company that opens its doors to applicants with a history of bad credit . Click here to learn more about Quick Cash Funding LLC. A recent issue of Real Simple magazine has an article titled 6 numbers for financial success. This is why Real Simple is one of my […]

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How Much Is That MBA In the Window?

Tweet How much is that MBA in the window? That two-year three-lettered degree? How much is that MBA in the window? The loans will be the death of me! The MBA application season has started (cue resume updates, essay writing, interview prep, cross-country campus visits, and lots and lots of $$$). Even though the application […]

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BCBG Sale: Wedding Dresses Under $300

Tweet During my hunt for a cheap and chic wedding gown, I stumbled on BCBG.com. The site is having a big sale right now, with an additional 20% off for sale items until August 2. There are several beautiful white dresses that will be wonderful for a wedding. If you are also looking to for […]

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Goodbye ING Direct?

Tweet Just heard that ING Direct will be bought by Capital One. I’ve been a member of ING Direct since 2006 and have always been very happy with their customer service. I love the sub-accounts feature, and as of right now I have 6 accounts with ING. I hope Capital One will respect the culture […]

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A Spender Trapped In a Saver’s Body

Tweet A Spender vs. Saver Whenever articles come out that ask: Are you a natural-born Saver or Spender? I always think about which category I’d fall into. On the surface, I’d probably be classified as a natural saver – I save for retirement, long-term goals, big trips, etc., and I don’t live beyond my means. […]

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